With the Auto Invest feature, you can choose a scheme or set your own selection criteria. You can filter by loan originator, interest rate, and region. You can also specify the maximum amount to invest per loan and whether to keep part of your funds available.
During our 15-month testing period, we implemented three distinct investment strategies to compare performance and risk management:
Creating an account on PeerBerry is straightforward. You can register through the mobile app (for Android and iOS devices) or online. You will need a camera (such as the one on your mobile phone) and an ID document to create an account.
Viainvest is a Latvian P2P platform on which investors can invest in buyback-guaranteed consumer loans, while generate a return of up to 13%. The operational launch of the platform took place in December 2016.
The interest rates on Viainvest can vary depending on the borrower country and market phase. In general, interest rates range between 10% and 13%. This can be considered a competitive interest rate appropriate to the underlying risk.
I am quite satisfied with Peerberry, which has worked very well for me. I have received my ongoing interest without any issues. Additionally, it is possible to invest small amounts, making it easier to diversify the risk. This is something I really like about this platform.
Уравновешивайте риск, вкладывая булка в обеспеченные активами ценные бумаги.
You can check out the lender overview and comparison page to learn more about the applied KPIs and their interpretation.
The top five countries for loan issuance are Kazakhstan, Moldova, Lithuania, Romania, and the Philippines. The interest rates depend on the type of loan but typically range between 9 to 11 percent.
P2P loans have been providing investors with high interest rates for years, but are not without risk. Some black sheep in the industry are barely regulated or not regulated at all and investors never really know what is going on behind the closed doors.
In this article, I share my personal experiences and show you everything you need to know to get started smoothly.
Please note my disclaimer. I do not provide any investment advice or make any recommendations. I am personally invested in all the mintos P2P platforms I report on. All information is provided without guarantee.
At Viainvest, you invest your money exclusively in loans from the ViaSMS Group. It is successful, profitable and provides transparent insight into all business areas. That is much more than we can say about many other providers in the P2P market! Investors currently receive 13 per cent interest with Viainvest. In my experience with other platforms, this puts the company in a leading position.
Another aspect is Viainvest’s IT. Various situations in the past (such as recent regulation) have shown that extensive IT adjustments usually end up in absolute chaos. As an investor, you need to be patient and weather through these situations.